Home Insurance

Home Insurance in Bensalem PA, Southampton PA, Newtown PA, Yardley PA, Langhorne PA, Richboro PA, Holland PA and the Greater Philadelphia Area

Homeowners Insurance Information 

If you own your home, you likely need to secure appropriate insurance protection for the many risks you may face. That’s where homeowners insurance comes into play. There are various aspects to review when shopping for homeowners insurance, and the team at Leber Insurance Group is ready to help you on your journey. Give us a call today to get started.   

What is home insurance?   

A standard homeowners insurance policy insures the home itself and the things you keep in it. It is typically a package policy, which means that it covers both damage to your property and your liability or legal responsibility for any injuries and property damage you or members of your family cause to other people.   

Is homeowners insurance required?  

While many states don’t legally require you to carry homeowners insurance, your lender may if you’ve financed your home. Beyond these requirements, having homeowners insurance can help protect you from future financial devastation should you experience a covered loss (e.g., fire or a tree falling through your window).   

Is homeowners insurance expensive?  

There are several factors that may influence how expensive your home insurance premium is. Some of those factors include your home’s value, your location, your credit score and your claims history. What’s more, adding additional coverage for high-value items (e.g., jewelry or art) or having high-risk items at your home (e.g., a pool or trampoline) may drive up your premiums.   

How can I get started?  

If you need home insurance, we’re here to help. Just give us a call today or request a quote online to start the conversation.