Explaining Rising Auto Insurance Premiums & How We Can Help

Understanding Rising Auto Insurance Premiums and How Leber Insurance Group Can Help You Save 

In recent years, many drivers have noticed a frustrating trend: auto insurance premiums continue to rise, even for those with spotless driving records. Whether you live in Newtown, Bensalem, Southampton, Yardley, Langhorne, Richboro, Holland, or anywhere in Bucks County, Montgomery County, and the Greater Philadelphia Area, these increases can feel like a hit to your wallet. At Leber Insurance Group, we understand the challenges local drivers face, and our mission is to help you fight back against inflated premiums by shopping your policy across 20+ top-rated carriers to find you the best coverage at the best possible rate. 

Why Are Auto Insurance Rates Rising? 

Auto insurance premiums have been climbing steadily nationwide, and Pennsylvania is no exception. There are several key reasons for this upward trend: 

1. Increased Cost of Vehicle Repairs
   Modern vehicles are equipped with advanced technology like sensors, cameras, and computerized safety systems. While these features make cars safer, they also make them far more expensive to repair after an accident. Even minor fender benders can lead to thousands of dollars in repairs, and insurance companies adjust rates to account for these higher costs.
2. Rising Medical Expenses
   When accidents happen, the cost of medical treatment for injuries has increased dramatically. From emergency care to physical therapy, these costs are being reflected in higher insurance premiums across the board.
3. More Severe Weather Events
   Drivers in Bucks County and Montgomery County are seeing the impact of severe weather more often. Flooding, hail, fallen trees, and other damage caused by unpredictable weather patterns can result in more claims and higher risk for insurers.
4. Increased Distracted Driving
   With more drivers using smartphones behind the wheel, distracted driving has become one of the leading causes of accidents. This trend has led to more claims, higher payouts, and consequently, higher premiums for everyone.
5. Inflation and Supply Chain Issues
   The cost of replacement parts and labor has gone up across the board due to inflation and ongoing supply chain issues. Insurers must adjust premiums to keep up with these rising expenses.

How Leber Insurance Group Can Save You Money 

While rate increases may be unavoidable across the industry, that doesn’t mean you’re stuck paying more than you should. Leber Insurance Group, the premier insurance broker in Newtown, PA, specializes in helping drivers throughout Bucks County, Montgomery County, and the Greater Philadelphia Area find affordable, high-quality coverage. 

Here’s how we make it happen: 

1. Access to Over 20+ Carriers
   Unlike captive agents who represent a single insurance company, we’re an independent agency, meaning we work for you, not the insurance companies. With access to more than 20 trusted carriers, we can compare multiple quotes side-by-side to find the best combination of price, protection, and service.
2. Customized Coverage for Every Driver
   Every driver’s situation is unique. Whether you’re a daily commuter in Langhorne, a new driver in Richboro, or a family with multiple vehicles in Southampton, we tailor your policy to fit your needs and budget. Our team ensures you’re properly covered, without paying for unnecessary extras.
3. Maximizing Discounts
   We help you take advantage of every available discount, from safe driver and multi-policy savings to paperless billing and telematics programs. These discounts can significantly reduce your premiums.
4. Regular Policy Reviews
   Insurance needs change over time. At Leber Insurance Group, we don’t just set your policy and forget it, we regularly review your coverage to make sure you’re still getting the best value. When your policy renews, we’ll re-shop the market to ensure you’re not overpaying.
5. Local Expertise You Can Trust
   As a trusted, local insurance broker serving Newtown, Bensalem, Southampton, Yardley, Langhorne, Richboro, Holland, and all of Bucks and Montgomery Counties, we understand the needs of Pennsylvania drivers. We’re part of your community, not a call center halfway across the country.

Protecting What Matters Most 

Auto insurance isn’t just about meeting state requirements, it’s about protecting yourself, your family, and your financial future. The right coverage ensures that if an accident or loss occurs, you’re not left facing overwhelming expenses. 

By partnering with Leber Insurance Group, you’ll get the benefit of: 

• Personalized attention from experienced agents who care. 

• Transparent advice to help you understand your options. 

• Access to competitive rates across a wide range of carriers. 

Take Control of Your Auto Insurance Costs Today 

If you’ve noticed your auto insurance premium increase this year, now is the perfect time to shop around. Don’t assume your current provider is still giving you the best deal — let Leber Insurance Group do the hard work for you. 

We’ll shop your policy with over 20 of the top insurance carriers and help you find a plan that balances affordability and protection. Whether you’re in Newtown, Bensalem, Southampton, Yardley, Langhorne, Richboro, Holland, or anywhere in Bucks County, Montgomery County, or the Greater Philadelphia Area, our team is here to help you save money, without sacrificing peace of mind. 

Contact Leber Insurance Group today to schedule your free insurance review and Quote to see how much you could save on your auto insurance. Let us help you drive with confidence knowing you’re protected by the best coverage at the best rate possible. 

Leber Insurance Group: your trusted partner for Auto Insurance in Newtown, PA, and beyond.

More ways to contact: call 267-291-7925, email info@leberinsurancegroup.com or click to Contact Us!